CHEERS - To a growing community bank. Patriot Federal Bank opened in 2005 in Canajoharie, then came to Johnstown in 2007, and now is building a branch in Amsterdam. Last year, the bank moved from a building it was leasing in Johnstown to a new building on Route 30A. At that time, Gordon Coleman, chief executive officer of Patriot Federal Bank, said a community bank has several advantages over a regionally owned bank whose decisions are made out of town. He said Patriot Federal's loan rates are competitive, and the decision-makers are in the local branches. So far, their decisions have resulted in positive growth. The new Amsterdam branch is expected to open in March.