Business

Small retailers capitalized on strengths for holiday season

NEW YORK (AP) — Independent retailers who've had a successful holiday season say they took advantage of the fact that there are strengths in not being huge. Store owners report they were able to change pricing and other strategies quickly. Many offered customers more personal service and a ...

Q&A: What to expect for your personal finances in 2018

No one wants to be caught off-guard when it comes to their finances. So The Associated Press asked several experts to share their opinion on what will happen with some key issues in 2018 that will directly impact your personal financial well-being. Here's a look at their forecasts: Q. What ...

Malls beef up dining, entertainment options

LOS ANGELES — Shoppers braving the mall this holiday season may notice more that’s new than the day’s discounts. Many mall owners are spending billions to add more upscale restaurants and bars, premium movie theaters with dine-in options, bowling alleys and similar amenities. Some have ...

It’s tax time for fund investors, even those doing nothing

NEW YORK — The end of the year can mean tax headaches for some mutual-fund investors, this year potentially more so than others. Companies have started to warn investors of distributions they’ll make by the end of December. For anyone with a fund outside a tax-advantaged account, these ...

A sweeping tax plan whose promises face widespread doubts

WASHINGTON — It’s a once-in-a-generation opportunity to fix a tax code that stifles business investment, keeps trillions in corporate profits languishing overseas and slows the American economy. So argue Republicans in Congress, who hail their tax overhaul as an economic tonic that will ...

Open for business

Secondhand Stork, 4207 Route 30, Amsterdam celebrated its grand opening and the chamber helped promote it with a ribbon cutting. Secondhand Stork is a boutique-style consignment shop with popular brand-name items for babies in sizes from newborn to 5T. They also carry nursery must-haves, ...

Thaisz promoted to partner by WEST & Company CPAs

GLOVERSVILLE — West & Company CPAs PC is pleased to announce that Jill M. Thaisz, CPA, has been promoted to partner as of Jan. 1. Thaisz received a BS in Applied Economics and Management in 2006 from Cornell University and Masters in Accounting in 2007 from the University of Notre ...

Kinderhook Bank completes its merger with Patriot Federal Bank

JOHNSTOWN — Kinderhook Bank Corp., the parent bank holding company of The National Union Bank of Kinderhook, has announced that the merger of Patriot Federal Bank with and into Kinderhook Bank was completed Nov. 10, according to a news release. The combined organization will operate as ...

Chamber offers new program for regional businesses

Are you the leader of a team? Are you preparing yourself to lead a team as part of your career development? Are you an employer who would like to cultivate employees to be future leaders — in the workplace and/or in the community? The Fulton Montgomery Regional Chamber of Commerce ...

Open for business

To celebrate the Grand Opening of Rogers' Cideryard on Nov. 18, the Fulton Montgomery Regional Chamber of Commerce held a ribbon-cutting event. Pictured from left are the Cideryard’s Courtney Spencer, Danielle Krizan, Mitch Rogers and Sam and Todd Rogers. Rogers’ Cideryard is open Fridays ...

FCFFCU opens new branch

First Choice Financial Federal Credit Union recently opened its new branch at 3677 Route 30 in Broadalbin, next to the Fulton County Visitors Center. This convenient location features all the services that FCFFCU personal and business customers enjoy including a drive-thru teller window and ...

CMK & Associates acquires Van Billings Real Estate

AMSTERDAM — With six offices already in the Capital Region, CMK and Associates Real Estate has officially announced its seventh office with Van Billings Real Estate LLC of Dolgeville. Since CMK has opened its doors in 2008, the brokerage has grown significantly. The brokerage now includes ...

Chamber Checks a unique gift idea

The Holiday Shopping Season has begun and now is the time to think about keeping those dollars local. Online shopping is taking its toll on brick and mortar stores more and more every year, and although online shopping is convenient, we must realize the impact it has on our local ...

Amazon or Walmart?

NEW YORK — Store chains feeling the upheaval in retail are making strategic alliances — and that can mean picking sides. Kohl’s shoppers can find Amazon devices at some stores, and return items they bought from the online retailer. Nike has made some of its sneakers available through ...

Retirement planning should include long-term care costs

NEW YORK — Many Americans have a blind spot when it comes to retirement planning: long-term care costs. Even though the majority of Americans will at some point need long-term care, few are planning for it. Many underestimate the costs and mistakenly believe health insurance can help ...

What to do if your data has been stolen from Equifax

Recently, it has been reported that hackers have stolen personal identifying and sensitive information from 143 million American consumers, including Social Security numbers and driver’s license numbers, from Equifax, one of the three big consumer credit reporting agencies. How this could ...

Small retailers aim for emotional ties big chains may lack


NEW YORK (AP) — Some smaller retailers will tug at shoppers’ heartstrings during the holidays, trying to create an emotional experience or connection that a big national chain might not provide. Store owners are going well beyond the usual holiday decorations and music. Among their plans: ...

Warehouse, infrastructure owners buck sluggish REIT market

While the broader stock market has been steadily racking up gains and posting new highs, companies that own real estate have been lagging, with some notable exceptions. Losses by struggling mall and shopping center owners have weighed on real estate investment trusts, offsetting healthy ...

Get Started: Survey finds businesses vulnerable to disaster

Most U.S. small businesses aren’t prepared to cope with a disaster, severe weather or the absence of most of their workers. That’s the finding of a survey released last week by the U.S. Chamber of Commerce and MetLife. The survey of 1,000 owners or operators of small companies found that ...

Amid global electric-car buzz, Toyota bullish on hydrogen

TOYOTA, Japan — At a car factory in this city named after Toyota, the usual robots with their swinging arms are missing. Instead, workers intently fit parts into place by hand with craftsmanship-like care. The big moment on the assembly line comes when two bulbous yellow tanks of hydrogen ...