Business

Chamber offers new program for regional businesses

Are you the leader of a team? Are you preparing yourself to lead a team as part of your career development? Are you an employer who would like to cultivate employees to be future leaders — in the workplace and/or in the community? The Fulton Montgomery Regional Chamber of Commerce ...

Pictured from left are the Cideryard's Courtney Spencer, Danielle Krizan, Mitch Rogers and Sam and Todd Rogers. Rogers' Cideryard is open Fridays 4 p.m. to 9 p.m. and Saturdays from noon until 9 p.m. (Photo submitted)

Open for business

To celebrate the Grand Opening of Rogers' Cideryard on Nov. 18, the Fulton Montgomery Regional Chamber of Commerce held a ribbon-cutting event. Pictured from left are the Cideryard’s Courtney Spencer, Danielle Krizan, Mitch Rogers and Sam and Todd Rogers. Rogers’ Cideryard is open Fridays ...

In the ribbon cutting photo are credit union staff members, including President/CEO Brenda Coons holding scissors, credit union board members, management team, staff members, elected officials and their representatives and chamber ambassadors. (Photo submitted)

FCFFCU opens new branch

First Choice Financial Federal Credit Union recently opened its new branch at 3677 Route 30 in Broadalbin, next to the Fulton County Visitors Center. This convenient location features all the services that FCFFCU personal and business customers enjoy including a drive-thru teller window and ...

CMK and Associates Real Estate owner and Chief Executive Officer Christian Klueg, left, poses with Van Billings in front of CMKÕs newest office at 14 S. Main St. in Dolgeville. It is the seventh office for CMK, joining existing locations in Northville, Amsterdam, Speculator, Johnstown, Guilderland and Ballston Spa. (Photo submitted)

CMK & Associates acquires Van Billings Real Estate

AMSTERDAM — With six offices already in the Capital Region, CMK and Associates Real Estate has officially announced its seventh office with Van Billings Real Estate LLC of Dolgeville. Since CMK has opened its doors in 2008, the brokerage has grown significantly. The brokerage now includes ...

Chamber Checks a unique gift idea

The Holiday Shopping Season has begun and now is the time to think about keeping those dollars local. Online shopping is taking its toll on brick and mortar stores more and more every year, and although online shopping is convenient, we must realize the impact it has on our local ...

Amazon or Walmart?

NEW YORK — Store chains feeling the upheaval in retail are making strategic alliances — and that can mean picking sides. Kohl’s shoppers can find Amazon devices at some stores, and return items they bought from the online retailer. Nike has made some of its sneakers available through ...

Retirement planning should include long-term care costs

NEW YORK — Many Americans have a blind spot when it comes to retirement planning: long-term care costs. Even though the majority of Americans will at some point need long-term care, few are planning for it. Many underestimate the costs and mistakenly believe health insurance can help ...

What to do if your data has been stolen from Equifax

Recently, it has been reported that hackers have stolen personal identifying and sensitive information from 143 million American consumers, including Social Security numbers and driver’s license numbers, from Equifax, one of the three big consumer credit reporting agencies. How this could ...

Small retailers aim for emotional ties big chains may lack


NEW YORK (AP) — Some smaller retailers will tug at shoppers’ heartstrings during the holidays, trying to create an emotional experience or connection that a big national chain might not provide. Store owners are going well beyond the usual holiday decorations and music. Among their plans: ...

Warehouse, infrastructure owners buck sluggish REIT market

While the broader stock market has been steadily racking up gains and posting new highs, companies that own real estate have been lagging, with some notable exceptions. Losses by struggling mall and shopping center owners have weighed on real estate investment trusts, offsetting healthy ...

Get Started: Survey finds businesses vulnerable to disaster

Most U.S. small businesses aren’t prepared to cope with a disaster, severe weather or the absence of most of their workers. That’s the finding of a survey released last week by the U.S. Chamber of Commerce and MetLife. The survey of 1,000 owners or operators of small companies found that ...

Amid global electric-car buzz, Toyota bullish on hydrogen

TOYOTA, Japan — At a car factory in this city named after Toyota, the usual robots with their swinging arms are missing. Instead, workers intently fit parts into place by hand with craftsmanship-like care. The big moment on the assembly line comes when two bulbous yellow tanks of hydrogen ...

Sports betting case could pay off for internet gambling

ATLANTIC CITY, N.J. — Internet gambling in the United States has been limited to just three states since it began in 2013, but it could soon get a big boost from an unlikely source: the U.S. Supreme Court. Some gambling industry officials, regulators and analysts think that a favorable ...

Surprise: Companies are making bigger profits than were expected

NEW YORK — Corporate profits keep chugging along. Companies have lined up in recent weeks to tell investors that they earned more during the summer than Wall Street had forecast, and the big numbers offer some reassurance for the market’s skeptics. Stock prices tend to track corporate ...

A couple’s guide to money myths and misconceptions

The wedding was complicated and expensive. But it’s over, and now it’s time to settle in and enjoy your new life together. Lucky for you, I’m here to warn you about some common money myths that newlyweds have been known to bring with them into their marriage. ∫ Myth: Double the ...

Holiday juggling: A balance of customer, worker needs 
 


NEW YORK — Before the holiday season, employees at Andrea Correale’s catering business get an email reminder that in December, “we need all hands on deck.” Elegant Affairs Caterers often has 12 events in a single day during the holidays, so Correale needs her staff of 230 to show up ...

Five tips for shopping for beauty products

NEW YORK — Want that charcoal mask or the smoky-eye look but don’t want to spend a lot? There are lots of options to look your best for the winter holidays, and the beauty shopping experience is becoming more enjoyable. Both Walmart and Target are revamping their beauty areas, adding ...

Panera Bread founder to step down as CEO; company buys Au Bon Pain

NEW YORK — Panera Bread founder Ron Shaich is stepping down as CEO and the company is buying Au Bon Pain — bringing together two chains the executive helped build. The companies did not disclose on Wednesday how much Panera was paying for Au Bon Pain, an acquisition it says will boost its ...

Waymo rolls out autonomous vans without human drivers 


DETROIT — A self-driving car company created by Google is pulling the human backup driver from behind the steering wheel and will test vehicles on public roads with only an employee in the back seat. The move by Waymo started Oct. 19 with an automated Chrysler Pacifica minivan in the ...

X Days With iPhone X

NEW YORK — The future of the smartphone, as Apple calls its new iPhone X, means breaking old habits. With no more home button, this mostly means replacing presses with swipes and the fingerprint ID sensor with facial recognition. In my 10 days with the iPhone X, I tried to fool its Face ...